Privacy Policy

SmartWealth Nurture (“we,” “us,” or “our”) respects your privacy. This Privacy Policy explains what information we collect, how we use it, and the choices you have. We designed this policy to be clear and free of unnecessary jargon.

Information we collect

• Account data: name, email address, password (hashed), and optional profile details you provide.
• Learning activity: enrollments, progress, quiz results, and notes you save.
• Transactional data: records of purchases, applied discounts, and refunds (processed by payment providers).
• Device and usage: IP address, browser type, pages visited, and timestamps for security and analytics.
• Support messages: content you send via forms or email.

How we use information

• Provide and improve courses, features, and support.
• Process enrollments and payments via secure third-party processors.
• Communicate about account activity, service updates, and surveys (you can opt out of non-essential emails).
• Maintain security, prevent abuse, and comply with legal obligations.

Cookies and analytics

We use essential cookies to operate the site (e.g., session management). With your consent, we may use privacy-friendly analytics to understand feature usage. You can choose “Essential only” on our cookie banner at any time; your choice is stored in your browser.

Data sharing

We do not sell your personal information. We share data only with:

• Service providers: hosting, analytics (if enabled), customer support, and payment processing.
• Legal and safety: when required by law or to protect rights, security, and integrity.
• Business transfers: in a merger or acquisition, data may transfer under equivalent protections.

Data retention

We retain account and learning data for as long as your account is active. You may request deletion; we will remove non-essential records except those we must keep for legal, security, or financial reporting obligations.

Your choices

• Access and correction: update your profile and request a copy of your data.
• Deletion: request account deletion via [email protected].
• Marketing preferences: opt out of non-essential emails through unsubscribe links.
• Cookie controls: select essential-only in the cookie banner.

Security

We use encryption in transit, hashed passwords, access controls, and routine audits. No system is perfectly secure, and we encourage strong, unique passwords and cautious device practices.

Children’s privacy

Our platform is intended for individuals 16+ unless otherwise permitted by local law with guardian consent. Parents or guardians who believe a child provided data should contact us for prompt removal.

International transfers

If you access the platform from outside our primary hosting region, your data may be transferred and processed in other countries with appropriate safeguards.

Changes to this policy

We will post updates here and revise the effective date. Significant changes will be communicated via email or in-app notices.

Contact us

Questions about this Privacy Policy? Email [email protected] or call +1 (415) 555-0176.