Terms of Service

These Terms of Service (“Terms”) govern your use of SmartWealth Nurture services, including websites, courses, and related content (“Services”). By creating an account, purchasing courses, or using our Services, you agree to these Terms.

Accounts

• You must be at least 16 years old or have guardian consent where permitted.
• Provide accurate information and keep your credentials secure. You are responsible for activity under your account.
• We may suspend or terminate accounts that violate these Terms or applicable law.

Course access and licenses

• Purchases grant a non-exclusive, non-transferable license for personal educational use.
• Do not share, resell, or publicly distribute course materials without written permission.
• We may update or retire content to maintain accuracy and quality.

Payments and refunds

• Payments are processed by third-party providers. Taxes may apply based on your location.
• If a course is materially misrepresented or inaccessible for reasons within our control, contact us within 14 days for review.
• Refunds are not guaranteed and are evaluated case by case.

Acceptable use

• Do not attempt to reverse engineer, disrupt, or overload our Services.
• Do not upload unlawful, infringing, or harmful content.
• Respect intellectual property and privacy rights.

Educational disclaimer

Content is for educational purposes only and is not individualized financial, legal, tax, or investment advice. We do not guarantee outcomes, returns, or future performance. Make decisions based on your circumstances and, where appropriate, seek professional advice.

Limitation of liability

To the maximum extent permitted by law, SmartWealth Nurture is not liable for indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or use, arising from or in connection with your use of the Services.

Changes to Services

We may modify or discontinue features to improve reliability and quality. Where changes materially affect paid access, we will attempt reasonable notice.

Governing law and disputes

These Terms are governed by the laws of your local consumer protections and, where applicable, the jurisdiction specified in your purchase receipt. Disputes shall be resolved through good-faith negotiation before any formal process.

Contact

For questions about these Terms, contact [email protected] or +1 (415) 555-0176.